Are you seeking wealth and Financial Independence too?
We’re like you. Ambitious, yet frustrated. Prisoners shackled by the ‘golden handcuffs’ of employment, looking for that glimpse of freedom and ready to make a run for it. We yearn for the financial freedom to take control of our futures, our decisions and our happiness.
Introductions. We are two chaps in our 30s that have spent most of our working lives in the corporate rat race. When we get together, we talk incessantly about how we want things to change. How we want ownership of our future selves. We both have children, want more out of this life and we don’t want to work until we are too old to enjoy it. To do that, we need to be financially self-reliant. We need Financial Independence. And if you’re reading this, by whatever means that bought you here, likely so do you. We are your co-pilots.
It’s time to make that change
For as long as we’ve known each other, we have been talking about this. Grumbling. Complaining. Moaning. Now it’s time to change our course. After all, attraction without action is distraction.
Pre-flight checks; we are not millionaires. We are not halfway to our ‘FI number’. We don’t have ‘£100k already in our Vanguard LS100 fund at 22 and don’t know what to do’. So often we see this on FI / personal finance boards, blogs and forums. Kudos to those that do, for sure. But we don’t. And frankly it can be intimidating, disheartening and de-motivating. It just seems so far away and out of reach. Have we left it too late? How do you even get started? Is it even possible in the UK?
That’s what we’re figuring out.
This is day zero. Take off. We’re on a journey of learning, research and self-development. If you’re looking for a safe, open and non-judgemental place, this is it. It’s an account of our journey, including all the agreeable ups and ugly downs. There is no sugar-coating here. Just openness, honesty and integrity.
Why the blog and how can it help?
We spent a lot of time discussing all the different aspects of FI, the resources available and ultimately, how to better ourselves financially. We found that a lot of the material out there, including books and blogs, were very US centric. Much of our conversations were around how applicable they were to the UK and translating them into a domestic context that we could leverage. In fact, is FI even possible in the UK? That’s what we’re out to discover and as we progress, it makes sense to document and share the information, knowledge and perspectives we acquire in order to help other UK-based ‘FI-ers’ in particular.
The aim of this blog is to:
a) record our progress (and you can be nosey)
b) keep us accountable
c) document our successes and our mistakes, so you can learn from them and avoid the traps and pitfalls
And perhaps most importantly;
d) create one friendly and accessible place, where others can find a UK perspective on FI, whether you are ahead of the game or just discovering this powerful concept.
We will be pulling together the vast amount of information out there. All the strategies, tips and hacks and distilling them down to into a number of simple and digestible series’:
1) Wealth Building
A series on how to make the most of what you have and create long-lasting wealth that will bring you freedom.
2) Debt Doctor
Avoiding and destroying debt is the first step towards Financial Independence.
3) Crushing Costs
One of the quickest, easiest and most rewarding aspects of a healthy approach to personal finance is reducing your outgoings and living costs.
4) Money Mindset
Sometimes one of the most overlooked, yet most powerful aspects of money and wealth is how you view it.
5) How to…..
A series designed to walk you through setting up the basics, from investment platforms and ISAs to budget calculators and wealth tracking.
6) Personal Updates
At the beginning of each month we will be sharing our progress, milestones and lessons learned.
Each month we will be reviewing various books and podcasts that cover different aspects of financial independence, general finance and personal growth. Full disclosure; you can buy reviewed books on Amazon via the links on this blog (click on the title / picture). You don’t pay any extra and the (very) small proceeds go towards keeping the blog running.
The idea is to share our experiences for others to learn from, discuss the material we find along the way and create a space where everyone that shares these values and visions can come together in the pursuit of ‘living your truth’.
What we have discovered so far, is that financial fitness is intrinsically related to having the right mindset and being growth orientated. It tightly links in to physical fitness, ‘spirituality’ and personal development. The long game is to include these aspects into the blog and resources to incorporate the bigger picture to all become better human beings.
If you’re already on the path to Financial Independence, check out the Resources page. It’s a continuous work in progress so if there is something in particular you think should be on there, get in touch and let us know. If you’re new to the concept of FI and want to know more, start with the Beginners Guide to FI to get to grip with the basics.
If you’d like to know more about us, check out our Bios.
So, thanks for joining us and it’s great to have you aboard. The plan is to write two blogs a week so feel free to drop by when you want, or subscribe via email and we’ll let you know when a new post is up.
We’re ready for take off, the seatbelt signs are on and the weather at our destination is looking gloriously sunny.
Here’s to the pursuit of financial fitness and freedom.
FIguy101 and Cash Curator